Merchant Accounts
Customized payments solutions that fit your business
Opening a merchant account is the first step to accepting credit cards. Before you open one, it's important to understand what a merchant account is and how a Chase Paymentech merchant account can help your business grow.
What is a merchant account?
A merchant account is a specialized bank account that your business uses to accept credit cards, debit cards, gift cards and other types of payment. Businesses typically open merchant accounts with independent organizations called payment processors.
What is Chase Paymentech?
Chase Paymentech is a leading payment processor. Unlike others in the field, we are a direct provider. We do not buy our services from someone else and resell them. In fact, Chase Paymentech owns many of the systems that process your transactions. That means you can rely on Chase Paymentech to process all types of payment — Visa, MasterCard, Discover, American Express, gift card, debit and EBT transactions — quickly and securely.
Can you accommodate my business needs?
Absolutely. Chase Paymentech understands that payment acceptance needs vary according to your business size and industry. So we offer customizable solutions for any type of business — restaurants, retail, internet and more. We also offer innovative products such as a proprietary gift card solution, and a suite of online reporting options that can help you manage and protect your business. Our knowledgeable experts will consult with you to identify the optimal pathway — and payment mix — that fit your requirements.
What about reliability?
Chase Paymentech has a well-deserved reputation for reliable processing. Our highly efficient systems ensure accurate, cost-effective and timely processing of every transaction. We have a fully redundant, fault-tolerant system that boasts virtually 100% uptime. We also provide full encryption of sensitive data — to protect you and your customers.
How can you maximize my profits?
Chase Paymentech is committed to always providing rates and solutions that allow your business to take advantage of the best qualification rate from Visa and MasterCard. Chase Paymentech owns the authorization network, so we can be much more competitive than processors buying services from third parties.
Do you offer 24/7 service and support?
Yes. At Chase Paymentech, we pride ourselves on building strong professional relationships with our customers and delivering quality service. Whether you're having an issue with your terminal or you have a question about your statement, Chase Paymentech representatives are ready to help 24/7.
Better payment processing starts here.
Get the payment processing solutions that can help you control costs, open new lines of revenue and uncover new business insights. It all starts with a Chase Paymentech merchant account.